Credit for companies – instant loan online



Term to secure the future of your company

Term to secure the future of your company

Applying for a loan in Switzerland as a self-employed person is not always easy. With the right loan, we support your plans – whether in the short term to secure liquidity or in the long term to secure the future of your company. We make sure that you can get your money quickly, easily and bindingly and concentrate fully on your business. You would like to modernize your inventory of production facilities for your existing company? With a loan for self-employed and entrepreneurs, you can realize your financing plans.

Credit denied? Even self-employed people can take out a loan here.

Credit denied? Even self-employed people can take out a loan here.

Moreover, an economic recovery is only a matter of time after the current euro aid for the economically weaker Europe. If such predictions had to be made, now would have been the appropriate moment for an investment. These forecasts offer excellent investment opportunities, especially for craftsmen and the self-employed. Investing in a weaker economic year in order to participate in a recovery that sets in soon after.

But what if, due to the past year of crisis, the capital for equity investments in your own company / trade is scarce or not sufficient? Here it makes sense to consider a loan. At the heart of any business start-up is a special idea to be implemented by a new foundation.

Now it can be difficult to raise the funds needed to start a business from its own resources. The start-up costs vary depending on the objective. The manufacturing companies simply have more money than the pure service companies. On the other hand, company founders need the leverage to invest in their own business. Second

Amount of the loan and the interest 

Amount of the loan and the interest 

The amount of the loan and the interest will be contractually harmonized when the loan is approved. In addition to the actual loan amount, the borrowers have to meet the interest rates because the bank not only wants to provide collateral, but also to generate it itself. Company founders should take this into account when applying, especially as they may be confronted with high charges. Why are loans differentiated between long-established companies and new entrepreneurs?

But not only new entrepreneurs but also newer companies sometimes need financial support. Not infrequently well-known and successful companies require a loan from a suitable institution. Such companies are usually preferred over newcomers. As a result, the established companies get a coveted loan faster than start-ups.

The credit institutions substantiate their position with the following objections. On the one hand, an established industrial company offers jobs for a specific group of people. The granting of loans will invest in the operational structure and, in the best case, will further increase the number of employees. Well-known companies also suggest more security for the IPI. In the end, no loans will be awarded.

Banks are worried that the borrower will become insolvent

Banks are worried that the borrower will become insolvent

However, in most cases, corporate performance is unclear, so banks are worried that the borrower will become insolvent. The transaction is simply too risky without any security and unprofitable for the banks. However, this monetary policy seems questionable, because often such procurement regulations suppress ideas in the approach.

The business plan discusses both the meaning and the concrete realization of a business idea. You have to show why the new founder is qualified to lead this business. Every venture has gone through a contemplative start phase. In contrast to brainstorming, the realization of a good thing is regulated. Every thought should be given the opportunity to develop a concept.

The better the business plan is, the greater the opportunities to get a loan. By the right view and a well-thought-out schedule at least the dangers are reduced and the own possibilities are optimized in comparison to it. They are essential building blocks for the company’s success.